Skip to main content

  • Home
  • About 
    • Meet The Team
    • Living Waters
  • Financial Planning Processes
    • The ARC Process™
    • The RISK Process™
    • The Optimized Portfolio System®
  • Services
    • Business Services
    • Retirement Freedom
    • Individuals & Families
  • Resources 
    • Market Updates
    • Seminars
    • Blog
  • Contact
  • Careers

    You are here

  1. Home
  2. Financial Planning Processes
  3. The Optimized Portfolio System®

The Optimized Portfolio System®

As an independent firm, we have numerous options available to manage your assets. However, we believe in low-cost, tax-efficient, liquid portfolios with diverse holdings that offer our clients broad exposure to various asset classes. That is why we offer the TOPS® program to our clients. The Optimized Portfolio System® is a professionally managed program offering seven risk-based portfolios comprised of exchange traded funds (ETFs).  ETFs are liquid, tax efficient, and lower in cost than traditional mutual funds. Each portfolio provides exposure to global asset classes that are constantly reviewed and rebalanced in order to optimize risk-adjusted returns.

TOPS® was started in 2002 by ETF portfolio strategists, ValMark Advisers, and is one of the longest running, professionally managed ETF programs in the country.  The TOPS® Portfolio Management team includes a number of CFAs (Chartered Financial Analysts), and former executives of large financial institutions. Together, they act as fiduciaries and strategists in determining the appropriate asset allocation and underlying investment selections for each TOPS® portfolio, consistent with stated goals.

Click Here to view our TOPS Brochure

Financial Planning Processes

  • The ARC Process™
  • The RISK Process™
  • The Optimized Portfolio System®

Book a Meeting

Tell a Friend

15521 Midlothian Turnpike, Suite 100
Midlothian, VA
23113 United States

inquiry@jrwealth.com

804-323-0517

SIPC.ORG   |   FINRA.ORG

ADV Brochure

James River Asset Management, LLC, d.b.a. James River Wealth Advisors, is a Registered Investment Adviser. Securities offered through ValMark Securities, Inc. Member FINRA, SIPC 130 Springside Drive, Suite 300 Akron, Ohio 44333-24311-800-765-5201 James River Wealth Advisors is a separate entity from ValMark Securities, Inc.

© 2019 James River Wealth Advisors. All rights reserved.

Website Design For Financial Services Professionals