The Optimized Portfolio System®
As an independent firm, we have numerous options available to manage your assets. However, we believe in low-cost, tax-efficient, liquid portfolios with diverse holdings that offer our clients broad exposure to various asset classes. That is why we offer the TOPS® program to our clients. The Optimized Portfolio System® is a professionally managed program offering seven risk-based portfolios comprised of exchange traded funds (ETFs). ETFs are liquid, tax efficient, and lower in cost than traditional mutual funds. Each portfolio provides exposure to global asset classes that are constantly reviewed and rebalanced in order to optimize risk-adjusted returns.
TOPS® was started in 2002 by ETF portfolio strategists, ValMark Advisers, and is one of the longest running, professionally managed ETF programs in the country. The TOPS® Portfolio Management team includes a number of CFAs (Chartered Financial Analysts), and former executives of large financial institutions. Together, they act as fiduciaries and strategists in determining the appropriate asset allocation and underlying investment selections for each TOPS® portfolio, consistent with stated goals.
